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Tax Time is around the Corner

Here is a quick update on the 2019 deductions, credits and contribution limits for some common tax items.  The 2019 standard deduction for a single person is $12,200, for Head of Household, $ 18.350 and for Married Filing Jointly, $24,400.  The new standard deductions available have resulted in many more taxpayers using the standard deduction… (Keep reading)

Ways to stay Positive in work & Life

Most of us have days we would love to stay in bed, but we end up going to work or being around loved ones carrying the bad mojo with us.  Work is definitely a place where we want to be at our best. Our attitude makes all the difference in the world to co-workers and… (Keep reading)

Are Promissory Notes Securities?

Federal and state securities laws broadly define a “security” to include a “note” and “evidence of indebtedness.” However, the United States Supreme Court has recognized that not all notes are securities. The Court established a “family resemblance” test to determine if a note is similar to certain types of notes that are not considered securities,… (Keep reading)